28 Oct

5 Questions To Ask About Home Insurance

General

Posted by: Avaljit Sandhu

1) Are there limits to my coverage?
Insurance policies usually come with coverage limits. Make sure to understand how much your policy covers in case of property damage or liability claims.

2) Is there an extended insurance or umbrella policy available?
Extended or umbrella policies can provide additional coverage beyond your standard policy. Ask about these options to further protect your assets.

3) What happens to my policy and premium if I have to file a claim?
Filing a claim can sometimes impact your premium or coverage. Speak to your provider to understand how a claim might affect your policy and future payments.

4) How long do I have to file a claim?
Each policy has a specific timeframe for filing claims, so knowing these deadlines is essential. Don’t wait until it’s too late!

5) How long does it take to get paid out after a claim is filed?
The time frame for claim payouts can vary. Ensure you’re aware of the process and how long it typically takes to receive funds.


For more personalized advice, contact a DLC Mortgage Professional today!
#MortgageTips

9 Oct

Why Use a Mortgage Broker?

General

Posted by: Avaljit Sandhu

Why Use a Mortgage Broker?
Did you know that using a mortgage broker can offer several key benefits? Here’s how we can help you:

  1. Save Time: We handle the legwork of applying to multiple lenders.
  2. Better Rates: Brokers often secure more competitive rates than traditional banks.
  3. Unbiased Advice: With access to a wide range of lenders, we provide more options to suit your needs.
  4. No Cost to You: In most cases, mortgage brokers are compensated by the lender, so there’s no extra cost to you.

Get the best mortgage solution with less hassle!