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Posted by: Avaljit Sandhu
Why Use a Mortgage Broker? Did you know that using a mortgage broker can offer several key benefits? Here’s how we can help you: Save Time: We handle the legwork of applying to multiple lenders. Better Rates: Brokers often secure more competitive rates than traditional banks. Unbiased Advice: With access to a wide range of […]
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What’s Your Budget? Don’t be house rich and cash poor! Living in a beautiful country like Canada means you should budget not only for your mortgage but also to enjoy life beyond it. A good rule of thumb is to keep your monthly mortgage payment, including property taxes, heating, and half of any strata fees, […]
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Did You Know? Most Canadians choose fixed-rate mortgages, with the 5-year term being the most popular option. Fixed-rate mortgages offer predictability with consistent payments, making it easier for families to budget and plan for the future. Whether you’re buying your first home or renewing your mortgage, fixed rates could provide peace of mind. Ready to […]
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TTENTION RENEWAL CLIENTS! Starting November 21, you’ll have even MORE options to secure the best mortgage for your needs! 🏡💼 OSFI has announced the removal of the stress test for borrowers with uninsured mortgages, which means it could be easier for you to switch lenders without facing extra qualifying hurdles! 🙌 Take advantage of this […]
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The Canadian government has announced major changes to mortgage rules, making it easier for more Canadians—especially Millennials and Gen Z—to own a home. Starting on December 15, 2024, these reforms will help make mortgages more affordable and homeownership more accessible. Here are the key changes you need to know: 1. Higher Mortgage Cap The […]
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2024 Fall Market Outlook The initial Bank of Canada rate cuts this past summer did not spur housing activity as anticipated, but with an additional cut early September and potentially more on the way, they will continue to affect the housing market outlook. New listing levels are expected to rise as sellers who may have […]
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How to Make It Happen with a Purchase Plus Improvements Mortgage Are you considering buying a home that needs some work? With a Purchase Plus Improvements Mortgage, you can finance the purchase of your new home and the renovations to make it perfect—all in one mortgage. What Is a Purchase Plus Improvements Mortgage? This type […]
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Have You Accounted for Closing Costs? Buying a house is an exciting journey, but it’s essential to understand all the expenses involved. One significant cost that often catches buyers by surprise is the closing cost. So, what exactly are closing costs, and how can you prepare for them? What Are Closing Costs? Closing costs […]
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Affording That Home Renovation. Is your home in desperate need of an upgrade? Are you dying to renovate your bathroom, kitchen, or other space but not sure how to fund this renovation project? Did you find a home you’d like to buy but it needs work? We’ve got good news! When it comes to covering […]
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Welcome to the July issue of my monthly newsletter! Things are starting to heat up as we head into July! For those first-time buyers looking to purchase a home, I have all the details for you below! For those other homeowners hoping to stay cool and enjoy their spaces this season, scroll down for tips […]
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